Fintech Resource Center

A Regulatory Approach for Crypto is Congealing with the Efforts by the EU’s Most Powerful Member-States  Jennifer D’hoir is Senior Advisor, Innovation & FinTech at Gide 255, and Katja Langenbucher is a law professor at Sciences Po, in Paris, France Financial innovation has been put under increased regulatory scrutiny, in particular at the EU level since the publication of … Read more

Gabriel “Gabe” Hidalgo is a managing director at K2 Intelligence With recent announcements from the Financial Action Task Force about upcoming cryptocurrency regulation in 2019, increased money laundering penalties laid out in the EU’s Sixth Anti-Money Laundering Directive, and the sanctions actions taken by the U.S. Treasury to target actors in Iran and Venezuela using … Read more

William J. Magnuson is an Associate Professor at Texas A&M University School of Law Recent advances in the field of artificial intelligence have revived long-standing debates about what happens when robots become smarter than humans.  Will they destroy us?  Will they put us all out of work?  Will they lead to a world of techno-savvy haves and techno-ignorant … Read more

Private funds investing in digital assets have exploded in popularity—but pose unique legal risks David Felsenthal, Steven F Gatti, Philip Angeloff, David Adams, Ashwini Habbu, and Jesse Overall are attorneys with Clifford Chance, LLP. Private funds investing in blockchain-based digital assets have exploded in popularity in recent years. According to the consultancy Crypto Fund Research, there … Read more

The Future of Work Needs Sound Retail Financial Services to Support it, and the Numbers Back it Up Usman Ahmed is the Head of Global Public Policy, PayPal.  Ivy K. Lau is the Social Innovation Manager, PayPal The future of work debate has sparked a set of important conversations about how to change fundamental institutions like health … Read more

Elizabeth Jacobs is an attorney with the Securities and Exchange Commission  Distributed ledger technology (DLT) has become something of a trope. It has been proposed as a currency, as a tool for “smart contracts,” for cheaper clearing and settlement, and as a governance mechanism for everything from data identifiers to actual human voting. Michele Finck’s new book, … Read more

Amias Gerety is a Partner with QED Investors Regtech has been more promise than reality so far, but success is possible for startups that appreciate complexity of banks and financial services—and the interplay of rules to which they are subject.    Every large financial institution, and most small ones too, are committed to a digital … Read more

Patrick J. McCarty is the President of McCarty Financial LLC For all the talk that identifying virtual currencies as “securities” adds greater comfort and stability to financial rules, there is a very (very!) big problem, and one overlooked by market participants and scholars alike:  Security Investor Protection Corporation (SIPC) insurance coverage does not cover virtual currency … Read more