Media and Resources – Fintech Policy

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September 11, 2018 by admin

Make sure to check back for page updates and more news on financial regulation.

OCC issues NPR regarding fair access to bank services

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The Office of the Comptroller of the Currency announced a proposed rule that would ensure fair access to banking services provided by national banks, federal savings associations, and federal branches and agencies of foreign bank organizations. “Fair access to financial services, credit, and capital are essential to our economy,” acting Comptroller of the Currency Brian... Read more

FHFA announces final capital rule for the Enterprises

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The Federal Housing Finance Agency (FHFA) has issued a final rule to establish a new regulatory capital framework for Fannie Mae and Freddie Mac (the Enterprises). The rule, originally proposed in 2018 and based on the previous conservatorship capital framework, fulfills Congress’s mandate that the FHFA establish risk-based capital requirements for the Enterprises. Read on... Read more

Agencies announce threshold for smaller loan exemption

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The Consumer Financial Protection Bureau, Federal Reserve Board, and Office of the Comptroller of the Currency announced the 2021 threshold for exempting loans for special appraisal requirements for higher-priced mortgage loans. The calculation for the threshold is based on the annual percentage increase in the Consumer Price Index for urban wage earners and clerical workers... Read more